Annuities Advisor — Ai Merchantry™

Description

At Ai Merchantry™, we don’t just place annuities — we help clients create peace of mind, protect wealth, and build sustainable income strategies that support their legacy. Annuities Advisors are at the center of this mission, guiding individuals, families, and business owners through choices that ensure they can Live Well. Leave Well.™

We’re seeking Annuities Advisors who serve with intention — professionals who lead with empathy, think strategically, and act with care. This role is ideal for those ready to elevate their purpose while being part of something larger than a firm — a movement designed to unite people, knowledge, and resources.

This is a commission-only opportunity for entrepreneurial advisors who want to build their own book of business while leveraging Ai Merchantry’s proprietary tools, branded programs, and community-driven support network.

Key Focus Areas for Ai Merchantry Annuities Advisors:

• Collaborate with Advisors to deliver retirement income solutions and holistic planning, with increasing ownership of client relationships.

• Demonstrate advanced fluency in annuity products — Fixed, Indexed, Immediate, and Variable — as well as riders, income strategies, and suitability processes.

• Contribute to personalized recommendations, including income planning, rollover strategies, and portfolio allocations that align with client goals.

• Support client meetings by preparing income illustrations, documenting discussions, and driving timely follow-up.

• Mentor junior team members on annuity basics and compliance standards, modeling best practices.

• Act as a secondary advisor on retirement cases, progressing toward independent client management.

• Advance execution skills by handling annuity applications, transfers, and suitability reviews with growing independence.

• Understand and manage processes, including rollover paperwork, client agreements, and carrier submission standards.

• Maintain strong COI (Centers of Influence) relationships, supporting client team revenue and community-based outreach.

Qualifications & Requirements

• Bachelor’s degree preferred; advanced education a plus

• 4–8 years of financial services, retirement planning, or insurance experience (or equivalent sales experience)

• An active state insurance license with Annuities certification (NAIC-approved)

• In-depth knowledge of annuity products, retirement planning strategies, and suitability processes

• Proficiency with planning and illustration software (Ensight, Asset-Map™, MoneyGuidePro, etc.) and platforms like Salesforce, DocuSign, and Microsoft 365

• Strong communication and presentation skills — comfortable simplifying complex products for clients

Core Competencies

• Client-Centered Education – Makes complex retirement income concepts easy to understand

• Ownership Mindset – Takes initiative in building and servicing a personal book of business

• Analytical Precision – Strong ability to compare product options and illustrate retirement outcomes

• Relationship Management – Builds long-term trust with clients and referral partners

• Effective Communication – Clear, concise, and intentional in both written and verbal delivery

• Emotional Intelligence – Demonstrates empathy, patience, and professionalism

• Ethical Standards – Acts with integrity, always prioritizing the client’s best interest

Role Expectations

This position description provides a general overview of the expectations and responsibilities of the role. As our business continues to evolve, additional responsibilities may be introduced or adjusted to reflect the dynamic needs of our clients, partners, and advisors. Advisors are expected to embrace flexibility, growth, and innovation as they build their book of business within the Ai Merchantry framework.

Compensation & Commission Structure

This is a 100% commission-based role. Advisors are compensated directly by carrier partners based on product type, premium amount, and contract level.

Income potential is determined by:

• New annuity placements (Fixed, Indexed, Immediate, or Variable)

• Rollover business (401(k), IRA, pensions)

• Client retention and repeat business through annual reviews

• Participation in Ai Merchantry events and lead-generation programs

There is no base salary and no cap on earnings — only opportunity.At Ai Merchantry™, you’re not limited by a ceiling — you’re empowered by a platform.

Key Factors That Determine Income

1. Client Acquisition

   • The number of individuals, families, and business owners you serve

   • Your ability to generate referrals and nurture long-term relationships

2. Product Mix & Placement

   • Life Insurance, Health coverage, Annuities, Long-Term Care, Disability, etc.

   • Advanced solutions like Kaizen™ premium financing, Asset-Map™, or Patrick Kelly’s Tax-Free Retirement™ strategies

3. Retention & Reviews

   • Annual client reviews, ongoing service, and policy adjustments create renewal commissions and long-term growth

4. Lead Generation & Marketing

   • Leveraging Ai Merchantry’s branded tools — LifeLink™, CuriosityQuote™, Ensight, GoHighLevel funnels

   • Participating in events such as Blueprints to Black Wealth™, BOSS™, We-LL Care™, and Protected Tomorrows™

5. Community & COI Engagement

   • Building relationships with Centers of Influence (COIs) like CPAs, attorneys, real estate professionals, and faith-based leaders to expand your reach

6. Consistency & Activity

   • Advisors who consistently schedule appointments, run illustrations, and follow up see their income scale exponentially over time

Work Environment & Physical Requirements

• Flexible, remote-friendly position with options for virtual or in-person meetings

• Requires extended computer use for illustrations, proposals, and client communication

• Occasional light lifting (under 15 lbs) of marketing materials or event supplies

• Reasonable accommodations provided for individuals with disabilities

U.S. Eligibility Requirements

To engage with Ai Merchantry™ as a licensed financial advisor, applicants must meet the following criteria:

• Must be 18 years of age or older

• Must hold or obtain appropriate state insurance and/or financial licenses

• Must be legally authorized to work in the United States; Ai Merchantry™ may request verification of identity and work authorization in accordance with I-9 and E-Verify standards

• Must be willing to undergo a background check as part of our commitment to professionalism, ethics, and fiduciary integrity

• May be asked to sign a Confidentiality and Non-Solicitation Agreement to protect client relationships and brand standards

What You Can Expect from Us

At Ai Merchantry™, you're not just earning commissions — you're building a business, a legacy, and a community of impact. Here's what sets our platform apart:

• Access to annuity-specific tools like Ensight™, Asset-Map™, and carrier illustration systems

• Participation in client-facing programs such as Patrick Kelly’s Tax-Free Retirement webinars

• Marketing and co-hosted events designed to help grow your book of business

• Ongoing training, mentorship, and community support — collaboration, not competition

• A culture rooted in ownership, communication, intentionality, balance, and legacy-building

Our Commitment to Diversity & Inclusion

We believe in the full participation of all professionals in a safe, respectful, and growth-centered environment. Ai Merchantry™ proudly embraces diversity in all its forms and recruits advisors without regard to race, gender identity, age, disability, religion, sexual orientation, veteran status, or any other protected category.

Your values matter here. Your story matters here.

Let’s build something meaningful — together.