Licensed Life & Health Insurance Agent — Ai Merchantry™

Description

At Ai Merchantry™, we’re not just placing policies — we’re helping families, business owners, and future-minded individuals build legacy, impact, and balance. As a values-driven fractional family office, we empower our Life & Health Insurance Agents with the tools, talent, and technology needed to guide clients through every chapter of their financial journey.

Our agents serve as educators and trusted guides, offering solutions that protect what matters most today while preparing for tomorrow. From life and health insurance to long-term care, disability, and Medicare, this role is about more than sales — it’s about service, stewardship, and building a lasting book of business.

This is a commission-only, entrepreneurial opportunity for licensed professionals ready to grow their own book of business using our tools, branded programs, and community-based model. We offer a platform that supports both independence and collaboration — giving you the freedom to build, with the infrastructure to thrive.

Key Focus Areas for Ai Merchantry Financial Advisors:

• Educate individuals, families, and small business owners on Life & Health insurance options including term, permanent, LTC, Medicare, disability, and more

• Utilize Ai Merchantry’s branded tools such as LifeLink™, CuriosityQuote™, and Asset-Map™ to guide client discovery and recommendation processes

• Build, manage, and grow your personal book of business with support from our advisor community and training network

• Co-host webinars and educational events featuring Ai Merchantry programs such as We‑LL Care™, BOSS (Business Owner Solutions System), and Protected Tomorrows™

• Generate new leads and referrals through intentional outreach, digital tools, and strategic partnerships

• Offer ongoing service and annual reviews to maintain client engagement and retention

• Follow all compliance protocols and maintain active licensure in required states

Qualifications & Requirements

• Active Life & Health Insurance License required (multi-state preferred)

• Proven experience in sales, client education, or insurance advisory (2+ years ideal, but not required)

• Must be authorized to work in the United States and able to pass a background check

• Familiarity with quoting platforms, DocuSign, and CRM tools such as Salesforce or GoHighLevel is a plus

• Strong communication skills, high emotional intelligence, and a passion for helping others

• Entrepreneurial mindset with the discipline to operate independently and follow through

Core Competencies

• Client-Focused Education – Ability to translate insurance concepts into clear, values-based solutions

• Self-Leadership – A proactive approach to building your business with limited supervision

• Relationship Building – Builds trust quickly and nurtures long-term engagement

• Emotional Intelligence – Listens well, reads people, and adapts communication styles

• Organization & Follow-Through – Keeps pipelines, documents, and processes aligned and moving

• Mentorship-Ready – Willing to learn, share, and grow with a team of purpose-driven professionals

Role Expectations

• Educate & Empower Clients — Help individuals, families, and business owners understand and select the right Life & Health products, including Term, Whole Life, IUL, Annuities, LTC, Disability, and Medicare supplements.

• Build & Grow a Book of Business — Take ownership of your pipeline by developing relationships, following up consistently, and nurturing long-term trust.

• Leverage Ai Merchantry Tools — Use platforms like LifeLink™, CuriosityQuote™, Asset-Map™, and Ensight to create engaging, client-friendly presentations and proposals.

• Co-Host Events & Webinars — Partner on Ai Merchantry educational events such as We-LL Care™, Blueprints to Black Wealth™, BOSS™, and Protected Tomorrows™ to expand your reach.

• Client Reviews & Service — Conduct policy reviews, explain updates, and ensure ongoing alignment with clients’ evolving needs.

• Compliance & Licensing — Stay current with continuing education and maintain active state Life & Health licenses.

• Collaboration — Work with other advisors, subject matter experts, and partners within Ai Merchantry’s fractional family office model to deliver holistic solutions.

• Community Engagement — Represent Ai Merchantry at faith-based organizations, chambers of commerce, veteran associations, and other community outreach opportunities.

Compensation & Commission Structure

This is a 100% commission-based role — ideal for self-starters ready to control their income and scale a practice over time. Commissions are paid directly by carrier partners and vary based on product type, contract level, and state.

Your earnings are determined by:

• New client acquisition

• Product placement (Life, LTC, Medicare, Annuities, Disability, etc.)

• Participation in co-hosted programs and webinars

• Team building or referral partnerships (optional)

There is no base salary and no income cap — only opportunity.

At Ai Merchantry™, you’re not limited by a ceiling — you’re empowered by a platform.

What Determines Your Income?

Income potential is determined by a variety of factors, including but not limited to:

• The number and quality of client relationships you build

• The products and planning strategies you implement (life insurance, annuities, long-term care, premium financing, etc.)

• Your consistency in following up, educating, and earning trust

• Your engagement in Ai Merchantry programs such as LifeLink™, BOSS, We‑LL Care™, Blueprints to Black Wealth, and more

• Your ability to leverage tech tools like Asset-Map™, LifeLink™, Ensight, GoHighLevel, and other technology to enhance service and retention

While average earnings vary widely by advisor, many committed professionals build a six-figure income within 18–36 months. However, success is not guaranteed — only empowered.

Advisor Engagement Details & Expectations

This is a remote-friendly position with the flexibility to work from home or meet clients in the field. The role may require:

• Prolonged periods at a computer

• Occasional light lifting (under 15 lbs) for event materials or client kits

• In-person attendance at community seminars or networking events (optional but encouraged)

We make reasonable accommodations for individuals with disabilities and believe in creating inclusive workspaces where all advisors can thrive.

U.S. Eligibility Requirements

• Must be 18 years or older

• Must have a valid Life & Health license and be eligible to contract with carriers

• Must be legally authorized to work in the U.S.

• Must pass a background check and complete compliance documentation

• May be asked to sign a Confidentiality and Non-Solicitation Agreement

What You Can Expect from Us

At Ai Merchantry™, you're not applying for a job — you're stepping into a platform of purpose. Here’s what makes us different:

• Co-branded marketing tools, lead funnels, and advisor onboarding systems

• Peer collaboration and mastermind sessions — we don’t compete, we elevate

• Access to LifeLink™, Asset-Map™, Kaizen™, Patrick Kelly webinars, and more

• Optional programs in long-term care, special needs planning, business succession, and faith-based outreach

• Cultural alignment rooted in legacy, impact, and balance

• Flexible business building: full-time or part-time, local or national

Our Commitment to Diversity & Inclusion

Ai Merchantry™ is proud to be an equal opportunity platform. We do not discriminate on the basis of race, age, gender identity, disability, veteran status, religion, or background. Your story matters here. We believe your lived experience is your greatest asset.

Your values matter here. Your story matters here.

Let’s build something meaningful — together.