LTC Need; Index Crediting; the NRI, Mid-Year Check-ups; Buy-Sell LI; the Family Meeting

Facts that Reinforce the Need for the Long-Term Care Rider

When you are armed with the facts of LTC costs and projected needs, the LTC Rider sales conversation can be easier to have with your clients. Help younger clients understand the need for an LTC rider – HERE – from Mutual of Omaha.

Understanding Index Crediting in Annuities

Fixed indexed annuities (FIAs) are long-term saving vehicles that provide policyholders the ability to participate in market gains while providing downside protection. In this article – from National Life – we’ll explore how index crediting works and its benefits.

Nationwide Retirement Institute (NRI)

Discover how the NRI empowers financial professionals with cutting-edge resources and expert consultation to navigate the complexities of retirement planning. From sustainable income strategies to healthcare cost management and legacy planning, NRI offers comprehensive programs tailored to the most pressing concerns in retirement: finances, health, and family. Elevate your practice with dedicated support, insightful materials, and innovative technology designed to foster deeper client relationships and uncover new opportunities – all at no added cost. Check out these resources to learn more!

How to Perform a Mid-Year Financial Check-Up

As we get further into the year, it's easy to get caught up in day-to-day life and perhaps forget about the financial goals we set back in January. At North American, we know that staying on top of finances is important year-round, not just at the beginning of the year. Conducting a mid-year financial check-up can provide a chance to complete a personal finance review, assess progress, and determine if any adjustments might be needed. This fresh perspective could help you stay focused and make sure you’re on the right path toward achieving your financial goals.

Case Study - Buy-Sell Strategy with Life Insurance

Transfer a business and leave a legacy by using a buy-sell strategy with life insurance as a wealth transfer tool. Check out this case study – from Pacific Life – where the goal was to protect the family business and transfer it to family members who are active in the business – without disinheriting those who are not.

Wealth Transfer and the Family Meeting: The Problem – And Opportunity

Between 2023 and 2045 up to $84 trillion is expected to be handed down from baby boomers to the next generations. It’s imperative for your business to begin developing relationships with your clients’ inheritors to retain this business. One way to help accomplish this goal is the Family Meeting. Check out this resource from Securian.