What is Debt Free Life® ?

Debt Free Life is a powerful insurance solution that builds cash value over time, allowing you to eliminate debt incrementally and save for retirement—without increasing your current spending. At Ai Merchantry®, we are committed to helping you achieve financial freedom and create a lasting legacy for your family. With Debt Free Life, you can rewrite your financial story, kick debt to the curb, and retire with tax-favored income.

Our proven method has helped thousands of families regain control of their finances and secure real retirement savings while staying true to our core values of integrity, honesty, and personalized service. Debt Free Life empowers you to tackle specific debts strategically and create a bright future for you and your loved ones.

Discover today how a Debt Free Life plan can transform your financial journey!
Step 1
Schedule an appointment with a Debt Free Life consultant either in-person or over a video consultation.
Step 2
Your consultant will guide you through a financial worksheet, highlighting areas of opportunity for increased cash flow.
Step 3
Eliminate your debt with he guidance of your consultant using the proven Debt Free Life solution.

Frequently asked questions

What are the advantages of Debt Free Life?

The greatest advantage of Debt Free Life is the financial freedom that comes from being debt-free. At Ai Merchantry®, we are sincerely committed to helping you pay off all your debt in nine years or less, so you can start saving for the retirement you’ve worked hard for. With a personalized approach grounded in integrity and honesty, we focus on reducing the interest you pay to lenders, minimizing taxes, and helping you retire with tax-favored income. Our mission is to guide you toward lasting financial security, always keeping your best interests at the heart of what we do.

Can I afford Debt Free Life?

Yes! At Ai Merchantry®, Debt Free Life empowers you to achieve your financial goals, eliminate debt, and save for retirement—all without increasing your current spending. Guided by our values of honesty and client-centered focus, we ensure this program is designed to fit seamlessly into your life. The real question isn’t whether you can afford this program, but can you afford to wait? We’re here to support you every step of the way, with integrity and your best interests at the heart of everything we do.

When should I implement Debt Free Life?

The best time to begin is now! The sooner you take control of your financial future, the greater the impact you’ll see. At Ai Merchantry®, our Debt Free Life consultants are dedicated to supporting you with integrity and care as you embark on this journey. Let’s take the first step together—start today and experience the difference intentional financial planning can make in your life.

I am a business owner. Can I get my business out of debt with Debt Free Life?

Absolutely! At Ai Merchantry®, our consultants are committed to helping you apply Debt Free Life to your business with integrity and intentionality. We'll work alongside you to build cash value, eliminate debt, and reduce the interest paid to lenders, all while ensuring the solution is tailored to your unique needs. We aim to provide you with the financial freedom and peace of mind you deserve, guided by our values of honesty, responsibility, and personalized service.