Privacy Policy

Last updated: 07-23-24

Ai Merchantry™ and its subsidiaries and affiliates (“we”, or “us”) are committed to protecting the privacy and Personal Information of the individuals we encounter in conducting our business. “Personal Information” is information that identifies or reasonably could identify you or other individuals (such as your dependents). Our aim is the responsible handling of Personal Information, balancing the benefits of activities like research and data analytics with our other commitments, including transparency and non-discrimination.

This Privacy Policy describes how we handle Personal Information that we collect through:

This website (“the Site”)

The software applications made available by us for use on or through computers, mobile devices, or other Internet-connected devices (the “Apps”)

Our social media pages set forth in the links in the footer on aimerchantry.com (our “Social Media Pages”)
(collectively, including the Site, the Apps and our Social Media Pages, referred to as the “Ai Merchantry™ Services”)

...and through other means, such as your application and claim forms, telephone calls, e-mails, and communications with us, as well as from third parties involved in our business with you.

By using the Ai Merchantry™ Online Services, you signify your acceptance of this Privacy Policy and our collection and use of your Personal Information in accordance with this Privacy Policy and applicable laws.

Please note: This Privacy Policy may be supplemented by privacy notices tailored to our specific relationships with you.

Other Ai Merchantry™ Sites

Websites of Ai Merchantry™ companies may contain different privacy policies. Please review the policy relevant to your relationship.

More Information

Who to Contact About Your Personal Information

Email: [email protected]

Personal Information That We Collect:

Depending on your relationship with us, we may collect:

Identification & Contact: Name, address, email, phone, DOB, marital status, etc.

Government IDs: SSN, passport, tax ID, driver's license, etc.

Financial Information: Bank account, credit score, income, assets.

Medical Information: Health status, prescriptions, conditions, procedures.

Sensitive Info: Religious, legal history, criminal background (as permitted).

Call & Video Recordings:

Social Media Data: When using connected apps or platforms

Usage & Preferences: Marketing, surveys, product feedback

Third-Party Sources: Business partners, public sources, affiliates

How We Use Personal Information

We use this data to:

Provide and manage insurance and financial services

Communicate with you and others involved in your policies

Improve customer service and product offerings

Prevent fraud, ensure security, and comply with legal obligations

Send marketing based on your preferences

Conduct research and data analysis

Manage business operations, IT systems, and compliance

Defend legal rights, respond to investigations or audits

International Transfers

By using our services, you consent to the international transfer of your data (including to the U.S.), even if your country’s data protection laws differ.

Sharing of Personal Information

We may share information with:

Ai Merchantry™ Group Companies

Insurance & Financial Partners: Brokers, re-insurers, agents, banks, etc.

Service Providers: IT, legal, medical, marketing, analytics

Social Media: If accounts are linked

Government or Legal Authorities: As required by law or court order

Other Third Parties: Emergency providers, investigators, acquirers in M&A

You may opt-out of sharing confidential personal info with non-affiliates by emailing [email protected].

Security

We use physical, technical, and administrative safeguards to protect your information, though no system is 100% secure.

If you believe your information has been compromised, contact us immediately.

Information of Other Individuals

If you provide info about others, you are responsible for informing them of our policy and obtaining any required consent.

Marketing Preferences

You may opt out of marketing emails anytime via the unsubscribe link or by contacting us. Note: this doesn’t affect administrative or transactional emails.

Other Information We Collect

We also collect “Other Information,” including:

Device/browser data

App usage

IP address, geolocation

Cookie and tracking technology data

Aggregated or anonymized data

Tracking Technologies

We use:

Cookies

Pixel tags

Web beacons