Fixed Indexed Annuities (FIAs) offer the opportunity to earn interest based on a market index, like the S&P 500, while protecting your principal from market losses. Your money grows tax-deferred, with a guaranteed 0% floor and capped upside—so you benefit from market gains without the risk of losing value. Optional income riders can convert your annuity into a guaranteed lifetime income stream, offering both security and growth potential for your future.
FIAs are ideal for pre-retirees, conservative investors, and business owners who want market-linked growth without risking their savings. Perfect for those with a longer-term horizon who value principal protection, predictable returns, and lifetime income options—all with minimal hands-on management and tax-deferred accumulation.
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