Indexed Universal Life (IUL)

"Protection without growth is safety; growth without protection is risk."

—Robert Kiyosaki

Flexible protection with market growth

The Power Behind the Policy

Indexed Universal Life (IUL) is permanent life insurance that builds tax-deferred cash value based on a stock market index like the S&P 500—without direct market risk. It includes a guaranteed floor to prevent losses and a cap to limit gains. You can adjust premiums and access cash value later, often tax-free, to support retirement, emergencies, or wealth transfer.

Designed With You in Mind

IUL is ideal for high earners, business owners, and long-term planners seeking life insurance with flexible premiums, tax-advantaged growth, and legacy benefits. It’s best for those who want lifetime coverage with the ability to grow and use funds along the way.

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